Annual Review (AEP) in Ohio: October 15 – December 7

Placeholder pillar — the URL is live and the AEO plumbing is in place; the full guide is being written. In the meantime, see Get Ready: AEP in October for the short version, or book a free 15-minute discovery call if you want to review your current plan with a licensed Ohio broker before the window closes.

Who this pillar is for

Anyone already on Medicare — whether you have Original Medicare with a Medigap supplement, a Medicare Advantage plan, or a standalone Part D drug plan. Every year from October 15 to December 7, you have the opportunity to change your coverage for the upcoming year. The decisions you make during AEP take effect January 1.

What this guide will cover

• Annual Enrollment Period mechanics: October 15 – December 7, with January 1 effective date
• The Annual Notice of Change (ANOC): what your plan sends you each September and how to read it
• What you can do during AEP: switch Medicare Advantage plans, switch Part D drug plans, leave Medicare Advantage and return to Original Medicare (and vice versa), change drug coverage
• What you can’t do during AEP: enroll in Medicare for the first time (that’s IEP/GEP), change Medigap underwriting status (different rules apply)
• Year-over-year changes worth reviewing: premium changes, drug formulary changes (your medication may have moved tiers), provider network changes (your doctor or hospital may have left the network)
• Pre-AEP checklist: the documents to gather, the providers to verify, the medications to look up
• The Medicare Advantage Open Enrollment Period (January 1 – March 31): a one-time second chance if you change your mind about an Advantage plan you picked during AEP

In the meantime

• Existing post: Get Ready: AEP in October
• Related: Medicare Advantage vs Medicare Supplement
• Book a review: cal.com/medstar — free 15-minute discovery call, in-home appointment available for NE Ohio residents