MedStar Insurance Agency· Steve Almeroth · 2 min read
The Next-Generation Medicare Card Scam: Don't Fall for It
Learn about the resurgence of Medicare card scams and how to protect yourself from fraudulent card replacement offers.
A new wave of Medicare card scams has emerged, with scammers claiming to offer “next-generation” Medicare cards with enhanced features. This scam preys on beneficiaries’ desire for improved security and convenience.
How the Scam Works
Scammers contact Medicare beneficiaries with offers of:
- New “plastic” Medicare cards with chips
- “Enhanced” security features
- “Updated” card designs
They may claim to be:
- Medicare representatives
- Government officials
- Healthcare providers
Warning Signs
Unsolicited Card Offers
- Calls about new Medicare cards
- Claims of mandatory card replacement
- Offers of “enhanced” security features
Suspicious Requests
- Demands for payment for new cards
- Requests for Medicare numbers
- Pressure to act immediately
How to Protect Yourself
Know the Facts
- Medicare cards are always paper stock
- Official cards never have chips
- Medicare won’t call you about card replacement
Verify Card Information
- You can print official cards from your Medicare account
- Card replacement is free
- No payment is ever required
Protect Your Information
- Never share your Medicare number over the phone
- Keep your card secure
- Report suspicious calls immediately
What to Do If You’re a Victim
If you’ve been targeted by this scam:
- Contact Medicare immediately
- Report the fraud to the Office of Inspector General
- Monitor your Medicare account for unauthorized activity
- Keep records of all suspicious communications
Prevention Tips
- Never pay for a Medicare card
- Be skeptical of unsolicited card replacement offers
- Keep your Medicare information private
- Regularly review your Medicare statements
Remember: Medicare will never call you to offer a new card or ask for payment for card replacement.
Have questions about Medicare cards or suspect you’ve been targeted by this scam? Let’s talk. I’m here to help you protect your Medicare information and avoid fraud.
